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□ Evening News reporter Cheng Yizhou Bo Yu Yang Yuhong intern Xu Iraqi money ~ ~ reports
Spring Festival, many children lucky money has exceeded the number five, some even to the six-figure development. How to manage this lucky money, recently became the parents of the hottest topic of discussion.
Many children prefer to manage this cost by themselves, some children and even some money because of dissatisfaction with their parents on behalf of the management, and come up with various ways to cope. Consequent discussion users.
Subordinates son recovers some money
In a Biological Technology Co., Ltd. Mr. Huang before any department manager received a phone call, let him laugh and cry. The caller was his subordinate, Ms. Lu's son Dingding, to discuss his mother some money to be confiscated.
"Huang Shushu, my mother took my 4000 yuan lucky money all taken away, you can pay me first, and then deduct from my mother's salary, too?" Dingding then let Wong know what to do.
Dingding 13-year-old junior high school sophomore, have long planned this year's New Year's easy to buy a IPAD, the extra money ready to pay tuition.
However, Dingding hopes dashed. "Someone gave you some money, but my parents also gave some money to others, the money is tantamount to mom and dad out, so you have to back to Mom and Dad." When he finished, my mother took away all the envelopes.
Dingding repeatedly argued with her mother, were nil, he thought  mom units. Two people usually always play together, Dingding by Mr. Huang's son to go to the phone, so with the beginning of the scene.
Wong this matter to tell Miss Lv. Ms. Lu in embarrassment while also a reflection: his son, and for the lucky money arrangements have his ideas. She discussed seriously and Dingding, finally gave the money to find a mutually satisfactory whereabouts.
After closing some money on the "to be paid."
Reporters interviewed yesterday, more than 20 high school students received some money for a minimum of 700 yuan, the largest New Year's money, there are more than twenty thousand yuan, most of the students said that completion would receive lucky money "turned over" to the parents.
High school Xiaohui told reporters, "In the relatives to get a red envelope to be handed over to her mother, only to open up to count how much money out of it."
Xiaohui said his mother, the child can receive during the Spring Festival usually four or five thousand lucky money, the money for the children is not a small number. She has a colleague will all give children lucky money, let the children handle their own, "a few days off, unknowingly spent 5000 yuan." Xiaohui mother worried about their children deal with their own children will spend some money without control, so Requirements Xiaohui "turned over" lucky money.
What is escrow some money or the children of parents self-management, parents disagree on this attitude. Some people believe that the child's parents and relatives to exchange some money is to come, of course, is returned to the parents. Some parents give their children also tend to buy financial products, hoping to cultivate children's appreciation and financial concepts.
The reporters found that young children are mostly chosen by the parents escrow some money, and high school students are more independent.
High school students with some money to buy gold bars
"When I get some money every year, which is charged when the Alipay." Little Miss Yichuan Middle School High School students told reporters that such online shopping more convenient. Reporters learned that the high school students, like online shopping more and more people, the annual New Year's money just for a happy online shopping.
Fudan High School student Amy is a cheapskate, his lucky money every year there Carrey: "peacetime and students went out to play, watch movies, birthday gifts, we must spend money, not save money how OK!" And the annual cumulative surplus down, there are 7500 yuan total.
"During the Spring Festival, my parents back home once received more than ten thousand yuan lucky money." Yesterday afternoon, the Nanyang Model High School Students Cheng Jiajia excitedly told reporters that last year his lucky money are "stored" in the mother wallet. Late last year, he had a 18th birthday, which is received after their first adult pen lucky money, parents also said that some money can be discretionary. He began to study some money circulating on the network of value-added Raiders, by comparison, he finally decided to buy a 50 grams of gold bullion, as a memento of their adult gift, you can also make some money value, this idea has also been supported by their parents.
Xiaonan family to do financial planning
Newborn Beibei became the focus of attention of the Spring Festival, relatives and friends, brought a lot of lucky money. Beibei mom a few thin, yet there are a whole $ 50,000. So a discussion of how to dominate and took the management of the home Beibei some money to start. As a conservative grandparents and grandparents, bear the brunt of it means to give Beibei open a separate account, the deposit money to a three to five years, after the annual New Year's money are in this mode on.
Beibei mom finds this argument to buy gold hedge, she thinks that gold is hard currency, will certainly be able to make money. "Five million, maybe even not worth five thousand to ten years, the deposit is the most uneconomical." After discussions failed, Beibei mom will issue "lost" to the Internet, and soon led to a discussion.
Eventually, a combination of family discussions and the views of users, the first pen lucky money Beibei life is divided proportionally 221. Deposit two million, two million yuan to buy gold, ten thousand yuan to invest, to be allocated in the coming year, such as New Year's, according to which part of the high proportion of floating redistribution.
Expert opinion
Do books budgeting plan
For parents of children under the direct collection of lucky money "confiscated", financial education experts, Baxter education teacher Zhang said that in the premise of the parents to give proper guidance, children should be allowed to govern themselves lucky money. For example, he said, parents can set up an account dedicated to the children, let the children know the place and role of lucky money, cultivate children's financial awareness. "Parents can do something with the kids some money to invest, appropriate to the child rebate or drawn into, take the opportunity to teach children some of the deposits, funds, stocks and other financial planning knowledge." Before the semester begins, parents can bring the child to use some money to buy school supplies and books , or let the children experience online shopping,hogan rebel outlet, to understand a wide range of shopping channels.
In addition, Zhang also suggested, parents can also develop "lucky money budget plan" with the children, for example, summer travel, summer camp expenses, are available from some money in spending, the key is to do the budget, to cultivate children's planned.